MyFundedFutures (MFFU) and Tradeify share the same SB + $100 lock family and both make you commit to a plan at signup. The difference is what the signup-fork actually decides. MFFU bundles trail-type and consistency together per plan. Tradeify keeps the trail uniform and forks only on the consistency archetype. Same lock floor, different decision shape. Here's the honest 2026 breakdown.
| Axis | MFFU | Tradeify |
|---|---|---|
| Structure | 3 plans at signup: Core / Rapid / Pro | 3 parallel programs at signup: Growth / Select / Lightning |
| Eval format | Core: 1-step eval · Rapid: 1-step eval · Pro: instant-funded (no eval) | Growth: 1-step (1d min) · Select: 1-step (3d min) · Lightning: instant-funded |
| Trail type | Bundled by plan: Core EOD / Rapid intraday / Pro varies | Uniform EOD across all three programs |
| Lock archetype | Locks at SB + $100 (e.g. 100K Rapid: floor freezes at $100,100) | Locks at SB + $100 — same family as MFFU |
| Consistency rule | Core: 40% on eval AND funded (strictest in this dataset) · Rapid: none · Pro: subject to first-payout consistency | Growth: eval-free / funded 35% · Select: eval 40% / funded-free · Lightning: progressive 20→25→30% |
| Account sizes | Core: 50K only · Rapid: 50K + 100K · Pro: varies | 4 sizes per program: 25K / 50K / 100K / 150K |
| Daily loss limit | None on any plan — only trailing drawdown enforces risk | Growth eval has DLL; Lightning has DLL on 50K+; Select has none |
| Activation fee | $0 | $0 baseline; Select can upgrade ($1,500 daily / $4,000 flex) |
| Profit split | 80–90% (tier-dependent — verify on current rulebook) | 90/10 after first $15K on Simulated Funded; 80/20 on Elite Live |
| Payout cadence | Every 5 days (48h after first payout) | 5-day default; Select upgrades possible (daily/flex); 60-min processing |
| Platforms | NinjaTrader 8, Tradovate, Rithmic, TradingView | Tradesea (Rithmic), Tradovate, WealthCharts — NO NinjaTrader / TradingView / MetaTrader |
| News trading | Permitted (verify per current rulebook) | Permitted — Tradeify explicitly allows news |
| Microscalping floor | No explicit holding-time floor | >50% of trades AND >50% of profit must come from positions held >10 seconds |
| Overnight holds | Banned | Banned — flat by 5 PM ET; cannot hold through 5–6 PM ET maintenance window |
| Max funded accounts | Not capped at a hard small number — verify on MFFU rulebook | 5 (total funded size capped at $1M) |
Both firms make you choose a plan at signup, but the plan choice decides different things. Understanding the shape of the fork is the difference between picking the right plan and trading the wrong rule for your style.
MFFU's three plans aren't just price tiers — they're different rule sets. Core: EOD trail + 40% consistency on both eval and funded. Rapid: intraday trail + no consistency rule. Pro: instant-funded, with first-payout consistency. You pick the bundle that matches your trading style, and you live with the bundle. Want EOD with no consistency? Doesn't exist. Want intraday with consistency? Doesn't exist. The two rule axes are coupled per plan.
Tradeify's three programs share one trail type (EOD across all). The only fork variable is consistency direction: Growth (no-eval / 35%-funded), Select (40%-eval / no-funded), Lightning (progressive). You pick the consistency archetype that matches the part of your lifecycle you want easier. The trail axis is fixed; only consistency forks.
Two implications for picking:
Both firms use a trailing drawdown that locks once equity clears a threshold. The lock point is the same. The DLL pairing is not.
Trail floor stops moving once equity exceeds (Starting Balance + Drawdown + $100). E.g. 100K Rapid with $4,000 drawdown: floor advances until equity hits $104,100, then it freezes at $100,100. MFFU has no daily loss limit on any plan, so the trail is the single guardrail on the account. Once you blow the trail, the account is done; there's no second tripwire to catch you.
Trail floor stops moving once equity exceeds (Starting Balance + Drawdown + $100). E.g. 100K Growth with $3,500 drawdown: floor advances until equity hits $103,600, then it freezes at $100,100. Growth eval has a DLL; Lightning has a DLL on 50K+; Select has no DLL. So Tradeify gives you a second tripwire on some programs but not all.
Two consequences worth pricing in:
Deep dive → Daily loss limit explained (2026) — this pair maps two of the cluster's four DLL archetypes in a single comparison. MFFU sits in the "no DLL anywhere" archetype (shared only with Topstep funded), where the trail floor IS the daily-loss rule. Tradeify sits in the "configured per program" archetype (shared with Bulenox), where DLL presence depends on which sibling program you bought. The explainer walks the full 4-archetype taxonomy — including Apex 4.0's "EOD-trail-coupled" archetype and TPT's "deleted firmwide" archetype — so you can place any firm you're evaluating into the same DLL design space.
Our free trailing-drawdown calculator presets MFFU (Core / Rapid) and Tradeify (Growth / Select / Lightning) on the same lock-at-SB+$100 family. Switch between them and watch the lock point converge.
Open Trailing-Drawdown CalculatorSame warning we give for every Tradeify comparison: Tradeify does not support the two most popular futures platforms.
NinjaTrader 8, TradingView, Tradovate, Rithmic. The full spectrum of prop-firm-trader-default platforms.
Tradesea (Rithmic data feed), Tradovate, WealthCharts. NinjaTrader, TradingView, and MetaTrader are NOT supported.
The behavioral-rule shape is the cleanest expression of the signup-fork.
| Phase / Plan | MFFU | Tradeify |
|---|---|---|
| Eval phase | Core: 40% · Rapid: none · Pro: no eval (instant-funded) | Growth: none · Select: 40% · Lightning: no eval (instant-funded) |
| Funded phase | Core: 40% (same as eval — uniform-strict) · Rapid: none · Pro: first-payout consistency | Growth: 35% · Select: none · Lightning: tightens 20→25→30% across payouts |
| Direction across lifecycle | Uniform per plan — Core stays strict; Rapid stays free | Inverts per program — Growth loosens; Select tightens |
Quick formula refresher: max safe single-day P&L = total profit × threshold / (1 − threshold). At 40% (MFFU Core, Tradeify Select eval) that's 0.667 × total. At 35% (Tradeify Growth funded) that's 0.538 × total. At 0% (MFFU Rapid, Tradeify Growth eval, Tradeify Select funded) there's no ceiling. The 40% threshold is the most permissive non-zero number in this dataset — you can have a much bigger single day before tripping — but MFFU Core forces you to live with it on both phases, while Tradeify lets you choose which phase to keep rule-free.
Deep dive → Consistency rule explained (2026) — this pair surfaces the cluster's widest threshold spread inside a single comparison: 0% (MFFU Rapid, Tradeify Growth eval, Tradeify Select funded), 35% (Tradeify Growth funded), 40% (MFFU Core both phases, Tradeify Select eval), plus Tradeify Lightning's progressive 20→25→30% tightening across payouts — the only progressive-consistency design in the cluster. The explainer walks the 30/35/40/50 tier axis, the eval-only vs funded-only vs lifetime scope axes, and where each archetype hurts which trading style.
Our consistency calculator presets MFFU Core's 40% and Tradeify's Growth / Select / Lightning rules. Enter your phase total, see the max safe single-day P&L before a violation.
Open Consistency CalculatorNo activation fee. First payout requires the standard payout window; thereafter, payouts run every 5 days (48 hours after the first). Profit split is in the 80–90% range depending on tier and payout history — verify the current breakpoints on MFFU's payout page. No DLL anywhere means the trail is the only rule that can void a payout request.
No activation fee on the base programs. Payouts are 5-day cadence by default. Select offers two optional upgrades — $1,500 one-time for daily payouts, or $4,000 for "flex" payouts. 60-minute guaranteed processing. Split is 90/10 on Simulated Funded after the first $15K of profits, 80/20 on Elite Live. Max 5 funded accounts, total funded size capped at $1M.
The cost shape is closer here than on most firm comparisons. Both firms baseline at $0 activation, both run a 5-day payout cadence, and both top out in the 80–90% split range. The pricing differentiator on Tradeify is the Select payout upgrades (daily $1,500, flex $4,000), which buy faster cadence at a real fixed cost. MFFU has no equivalent paid-upgrade lane — you get the 5-day cadence baked in.
Identical session across firms: equity wicks to +$2,800 intraday, gives back $1,400, closes the day at +$1,400. Compare the trail-floor outcome.
Same eval-stage trader takes a single $1,200 winning day on a 50K account. Profit targets are $3,000 on all four (MFFU Core, MFFU Rapid, Tradeify Growth, Tradeify Select).
Aurafy auto-detects which trail mode applies to each account (MFFU Core EOD, MFFU Rapid intraday, or Tradeify EOD) and tracks the SB+$100 lock floor live. The same journal works across all your prop-firm accounts and surfaces your consistency ratio in real time. Native screen recording. Free tier. No card required.
Try Aurafy free Browse free toolsYes — both freeze the trail floor at Starting Balance + $100 once the trigger condition is met. On a 100K account both lock the floor at $100,100. The trigger conditions differ slightly because MFFU's and Tradeify's drawdown numbers per size are different. This puts both firms in the same lock family as Apex 4.0 and Bulenox — opposite of Topstep / TPT funded, which lock at the starting balance exactly.
By design. MFFU's risk model treats the trailing drawdown as the single rule that can void an account on a single bad session. Most other firms layer a DLL on top so you can blow a "max day" without blowing the trail. MFFU's stance is that one rule is enough — if your daily loss puts you on the wrong side of the trail, the account is done; if it doesn't, you can keep trading. Cleaner mental model, but less margin for a single bad session because the trail is also tighter than a typical DLL would be.
No — the plan choice (Core / Rapid / Pro) is per-account. If you want a different rule bundle, the standard path is to buy a new account on the other plan. Some traders run a Core and a Rapid in parallel to see which fits their style on real money before committing to one as their main account.
MFFU Pro and Tradeify Lightning are both instant-funded, so they tie on raw days-to-first-cash if you can pass each one's first-payout requirements. Among the eval-required plans, MFFU Rapid is the loosest (no consistency rule, intraday trail with no DLL) for a trader who hits clean profitable days but has lumpy P&L. Tradeify Growth is the loosest on the eval side specifically (no eval consistency) but adds a 35% consistency rule on funded. The "easiest" depends on which phase you struggle with more.
Because MFFU Core is the only plan in this dataset that applies a 40% consistency rule on both eval and funded. Tradeify Select also has a 40% rule, but only on eval (funded is rule-free). Apex's funded rule is 30%. Topstep is 50%. So MFFU Core sits at a unique combination: high threshold + persistent across the full lifecycle. If you got past the eval on Core, the same rule still applies on funded — no rule-flip surprise.
Both firms ban overnight holds. Tradeify also bans holding through the 5:00–6:00 PM ET maintenance window — that's an extra hour beyond just "flat by close" that you need to respect. MFFU's rule is the simpler "no overnight" without the maintenance-window quirk, but verify the latest on each firm's rulebook before relying on it.
Yes — they're independent firms. Both ban cross-account hedging within the same firm. Cross-firm hedging isn't enforceable by either rulebook (neither can see the other firm's positions), but it's still bad risk practice — do not coordinate equal-and-opposite positions between them.
Aurafy auto-detects which trail mode is active for each account (MFFU Core EOD, MFFU Rapid intraday, or Tradeify EOD) and tracks the SB+$100 lock floor separately per account. Multi-firm, multi-account, single journal. Native screen recording (no competitor offers this) lets you review every session like a tape replay without rebuilding the bars. Free tier with no card required.
Aurafy is a futures journal built for prop traders. Multi-firm, multi-account, native screen recording, free tier with no card required.
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