TPT is the only major prop firm whose trailing-drawdown type changes between phases. You evaluate under EOD trail, get funded into intraday trail, then auto-promote back to EOD on PRO+. Most blow-ups happen at those handoffs. This is the plain-English 2026 guide — phases, account sizes, the SB-only lock point, the 50% Test consistency rule, and the daily payouts on funded.
Every other major prop firm picks one trail type and sticks with it. TPT doesn't. Across the TPT lifecycle, your drawdown mechanic changes twice:
This matters because the same set of trades behaves completely differently against an EOD-tracked trail than an intraday-tracked trail. A position that ran +$1,200 unrealized and gave back $800 of it before close is invisible to an EOD trail (only the closing balance counts) but moves an intraday trail by the full $1,200. Traders who pass Test under EOD trail often blow PRO the same week because they don't change how they manage open positions when the mechanic flips.
Deep dive → Apex 4.0 EOD vs intraday: the canonical EOD-vs-intraday playbook — TPT shifts between both mechanics across its lifecycle, so the same playbook traders use to pick the right Apex 4.0 plan applies directly to TPT phase transitions. The post walks through how unrealized P&L moves an intraday trail tick-by-tick (the PRO trap) versus how EOD updates only at session close (the Test + PRO+ behavior), with worked examples of trades that pass one mechanic and bust the other. Read it once and you stop mismanaging the PRO handoff.
Test is TPT's evaluation: five sizes available, end-of-day trailing drawdown, a 50% single-day consistency rule, and a minimum of 5 trading days before you can pass. There is no daily loss limit on any TPT phase — the trail is your only floor.
| Account | Starting Balance | Profit Target | Trailing Drawdown | Max Contracts | Max Micros |
|---|---|---|---|---|---|
| Test 25K | $25,000 | $1,500 | $1,500 | 3 | 30 |
| Test 50K | $50,000 | $3,000 | $2,000 | 6 | 60 |
| Test 75K | $75,000 | $4,500 | $2,500 | 9 | 90 |
| Test 100K | $100,000 | $6,000 | $3,000 | 12 | 120 |
| Test 150K | $150,000 | $9,000 | $4,500 | 15 | 150 |
5-day minimum: Even if you hit the profit target on day 1, you cannot pass Test until you have traded at least 5 separate sessions. Plan for a one-week minimum on Test, not a one-day sprint.
Deep dive → MFFU vs TPT 2026: skip the eval entirely vs no shortcut at any size — TPT's 5-day minimum above is non-negotiable, and every TPT account starts at Test — there is no shortcut for traders already proven elsewhere. MFFU ships a Pro plan that does the opposite: one-time fee for direct simulated-funded access (EOD trail, SB+$100 lock, $100K total payout cap across all Pro accounts), no evaluation, no minimum days, no consistency rule. Same number of rule shapes (3 on each firm), opposite decision source: MFFU lets the trader pick which lifecycle shape they want at signup; TPT firm-imposes a single 3-phase sequence with no opt-out. Worked examples of which trader profile each model rewards, and the cost of MFFU Pro's lifetime payout cap versus TPT's no-cap-but-no-skip discipline.
You pass Test, pay the $130 activation fee, and you're funded into PRO. Three things change at this handoff:
Profit split on PRO is 80/20 in your favor. Payouts are daily once you've built a buffer above your starting balance, with a 7-day minimum between withdrawals and 1–2 business days processing.
As of 2026-03-18, PRO+ promotion is fully automatic — no application, no extra fee. TPT reviews your PRO account on internal consistency, risk, and execution metrics, and if you qualify you're moved to PRO+ silently.
Deep dive → Bulenox vs TPT 2026: one irrevocable choice at signup, three forced by the firm at each phase — TPT and Bulenox both saddle the trader with rule-shape decisions that cannot be undone, but the source and the timing are inverse. TPT firm-imposes three mandatory trail-type shifts across the lifecycle (Test EOD → PRO intraday → PRO+ EOD), and the PRO+ no-reset rule above means the final phase compounds the irrevocability — bust the trail on PRO+ and the account is permanently closed, not paused. Bulenox front-loads the entire irrevocability into one binary at signup: pick Option 1 (intraday HWM, no DLL, full contracts day one) or Option 2 (EOD trail, DLL by size, scaling plan), and that choice is locked for the account's entire life across Qualification, Master, and Funded. Worked examples of which trader profile each shape rewards, the cost of switching (you can't — only fresh-buy the opposite option), and how TPT's PRO+ no-reset plus Bulenox's permanent Option pick both punish trader pattern shifts that internal calendars treat as normal evolution.
The trailing drawdown is a moving floor under your balance that starts at Starting Balance − Trailing Drawdown and follows your high-water mark (HWM) upward, never down. Hit it and the account is breached. The decisive question is what counts as the HWM:
The HWM updates once at session close, based on your closing balance. Intraday spikes don't move the trail — a winner that ran $1,200 then gave it back is invisible to next-day's trail. You still can't go below the current trail mid-session (it's enforced in real time), but the trail itself only ratchets at end-of-day.
The HWM updates tick-by-tick on unrealized P&L. If you let a winner run +$1,500 on PRO 100K then it pulls back to +$200, the trail moved up by $1,500 even though you only realized $200. You're now $1,300 closer to the lock point with nothing to show for it. This is the same trap that catches Topstep Combine and Apex traders.
The TPT trail stops following your HWM and becomes a fixed floor once your balance reaches the starting balance exactly. There is no $100 safety buffer the way Apex 4.0 or MyFundedFutures structure it — TPT's lock pattern is the same as Topstep's.
So on a TPT Test 100K, that's:
On Test 25K the lock floor is $23,500. On Test 50K it's $48,000. On Test 150K it's $145,500. Once locked, that floor never moves — but you also never get back the trailing-buffer "credit" Apex/MFFU traders get from the $100 cushion.
Deep dive → Topstep vs TPT 2026: same lock family, opposite trail trajectory — both firms lock the funded trail at exactly the Starting Balance (no $100 buffer like Apex / MFFU / Bulenox / Tradeify), and both drop the consistency rule on the funded phase. The split is the trail mechanic across the lifecycle: Topstep stays on EOD trail the whole way, TPT flips EOD → intraday → EOD. Worked examples of where the same trade history passes one firm and busts the other, plus which trader profile each firm actually rewards.
TPT's Test phase enforces a 50% consistency rule: no single day's net profit can be more than 50% of your cumulative profit at the time you pass Test. If your best day is > 50% of your total, you need additional balanced trading days to reduce the ratio before TPT will mark Test as passed.
The maximum profit you can take on a single day without breaking the rule:
Max day P&L = 50% × Total Profit ÷ (1 − 50%) or equivalently 1.0 × current Total
So on $3,000 cumulative profit toward your Test 50K target, your safe single-day ceiling is $3,000. TPT's 50% is the most lenient consistency rule among the major firms (Topstep = 50%, MFFU = 40%, Apex = 30%).
Deep dive → TPT vs Earn2Trade 2026: same eval-only scope, opposite threshold strictness — Earn2Trade is the firm missing from the cluster enumeration above: it sits at 30%, tied with Apex 4.0 on the number, but the scope archetype is identical to TPT (eval-only, drops on the funded phase — same as Topstep). TPT's 50% loose-eval rewards a one-big-day breakout profile; Earn2Trade's 30% tight-eval rewards a steady-grinder profile; both firms forget about the rule entirely once you're funded. Worked examples of the same trade record clearing TPT Test at 50% but failing Earn2Trade Eval at 30% — same scope, different binding strictness, different trader profile fit.
Important: consistency only applies to passing Test. Once you are on PRO or PRO+, the rule is dropped entirely — your funded payouts are not affected by single-day P&L distribution. This is one of TPT's most trader-friendly features.
Deep dive → Topstep vs TPT 2026: same 50% threshold, opposite eval-trail environment — Topstep's Combine and TPT's Test both apply the same 50% consistency rule, and both firms drop it on the funded phase. But the rule binds in structurally different environments: Topstep Combine uses an intraday trail (the floor moves on every live high during the session, so wicks can knock you out before consistency even matters), while TPT Test uses an EOD trail (the floor advances only on daily-close highs, so unrealized give-back is ignored). Worked examples of how the same trade record clears TPT Test on consistency but never reaches the consistency check at Topstep Combine because the intraday trail busts first — same number, different difficulty.
No login, no email — just punch in your numbers:
Visualize your TPT trail by phase. Models both EOD (Test/PRO+) and intraday (PRO) mechanics so you can see exactly how the handoff changes your exposure.
Open calculator →Check your 50% TPT Test consistency ratio in seconds. Tells you the largest day P&L allowed and the extra profit needed to safely close out Test on a big day.
Open calculator →TPT Test preset built in (SB lock floor, no firmwide DLL). Punch in your stop in ticks and risk per trade — get max contracts, % of account, and how many losses in a row blow the Test phase.
Open calculator →30+ futures contracts preloaded. Entry / exit / stop → ticks moved, gross + net P&L, $ risk, R-multiple. Cross-check your TPT statement across Test, PRO, and PRO+ — same math, different trail mechanic by phase.
Open calculator →Aurafy is a futures trading journal built for prop-firm traders. It auto-tracks your trailing drawdown, lock distance, and consistency ratio in real time on TPT and other major firms — plus screen-records your sessions so you can replay your mistakes.
Free tier: last 30 days of trades, 1 account, 3 playbooks, no credit card. First 50 founders lock in $19/mo for life.
See Aurafy Start freeTPT's design philosophy is to let traders prove discipline under EOD (which is forgiving on intraday volatility) in Test, then enforce stricter intraday risk under PRO (which is closer to live-trading risk), then return to EOD on PRO+ as a reward. Whether you agree with the philosophy or not, the practical reality is you have to manage open positions differently in each phase. Most TPT blow-ups happen at the handoff days.
No. TPT removed the daily loss limit firmwide in January 2025. The trailing drawdown is your only intraday floor — there is no backstop that closes your platform at a certain daily loss. This is a meaningful difference from Topstep and Apex EOD accounts.
The PRO+ account closes permanently. PRO+ is the one phase TPT does not allow reset on — there is no fee you can pay to reopen it. You can still pay for a new Test account and work your way back up to PRO+ again, but the specific busted account is gone for good.
Since 2026-03-18, TPT promotes qualifying PRO accounts to PRO+ automatically. There is no application, no fee, and no notification before — TPT reviews your PRO account on internal consistency / risk / execution metrics, and if you qualify, your profit split changes from 80/20 to 90/10 and your trail returns to EOD. The first you notice is usually a payout that's larger than expected.
On Test, yes — the news restriction does not apply during evaluation. On PRO and PRO+, you cannot trade 1 minute before, during, or 1 minute after FOMC, NFP, or CPI releases. Violations can void payouts or close the account. Other releases are not explicitly restricted but consult the current TPT rulebook for edge cases.
TPT locks at starting balance exactly (same as Topstep, less generous than Apex/MFFU which add a $100 buffer). TPT has no DLL on any phase since Jan 2025 (Apex EOD has one; Topstep always does). TPT's consistency rule is 50% and Test-only (Topstep 50% applies on funded too; Apex 30% applies on funded; MFFU 40% Core-only on funded). And uniquely, TPT shifts trail type between phases (Apex and Topstep don't — each picks one mechanic and sticks with it).
Compare side-by-side → All 21 prop-firm head-to-heads in one matrix — TPT sits in the SB-exact lock family with Topstep and Earn2Trade; the matrix groups every pairing by lock family so you can see which decisions are calibration vs which are bigger structural picks.
Daily — TPT runs daily payouts on funded accounts as long as your balance is above starting balance by the required buffer. Subsequent payouts have a 7-day minimum gap. Processing takes 1–2 business days from request to bank. This is one of the most flexible payout schedules in the industry.