Same lock mechanic, very different plan structures. Here's the actual rules — DLL or no DLL, three MFFU plans vs Apex's single product, payouts every 5 days vs Apex's monthly cycle — without affiliate spin.
Numbers below come from each firm's public 2026 rulebook. The structural differences (DLL/no DLL, plan count, payout cadence) matter more than the dollar amounts.
| Apex 4.0 | MyFundedFutures | |
|---|---|---|
| Plans offered | One product, trail choice at purchase | Three: Core / Rapid / Pro |
| Evaluation style | 1-step eval, no minimum days | Core/Rapid: 1-step eval. Pro: instant funding (no eval) |
| Account sizes | 25K / 50K / 100K / 150K | Core: 50K only. Rapid & Pro: 50K / 100K / 150K |
| Profit target (100K) | $6,000 | $6,000 (Rapid) |
| Trailing drawdown (100K) | $3,000 | $4,000 (Rapid) |
| Trail type | Your choice: EOD or Intraday (set at purchase) | Core: EOD. Rapid: Intraday. Pro: EOD. |
| Lock point | Starting balance + $100 | Starting balance + $100 |
| Daily loss limit | EOD accounts only (separate from trail) | None on any plan |
| Consistency rule | 30% of total profit | Core: 40%. Rapid: none. Pro: none. |
| Profit split | Tiered (typically 90% after first payout milestone) | 80-90% across plans |
| Payout cadence | Monthly-ish (8-day minimum between payouts) | Every 5 days (48h after first payout) |
| Activation fee on funded | One-time, varies by size | $0 on funded |
Numbers verified June 2026 against each firm's public rulebook. Apex Rapid-equivalent comparison shown for the 100K size; see plan-specific sections below.
Apex sells one product and gives you the trail choice at purchase. MFFU sells three distinct products designed for different trader archetypes. Understanding which MFFU plan to compare against Apex is half the decision.
| Plan | Trail type | Consistency | Sizes | Best for |
|---|---|---|---|---|
| MFFU Core | EOD | 40% | 50K only | Conservative swing traders who can't watch intraday |
| MFFU Rapid | Intraday | None | 50K / 100K / 150K | Active scalpers who want max flexibility on day-to-day P&L |
| MFFU Pro | EOD | None | 50K / 100K / 150K | Already-proven traders who want to skip the eval |
| Apex 4.0 | Your choice: EOD or Intraday | 30% | 25K / 50K / 100K / 150K | Traders who want one rule set across the board |
This is where the rules look almost identical — until you check the numbers.
| Account | Apex DD | MFFU Rapid DD | MFFU Core DD |
|---|---|---|---|
| 25K | $1,000 | — | — |
| 50K | $2,000 | $2,000 | $1,500 |
| 100K | $3,000 | $4,000 | — |
| 150K | $4,000 | $6,000 | — |
MFFU Rapid gives you noticeably more drawdown room than Apex on the 100K and 150K. MFFU Core's 50K is the tightest at $1,500 — that's the trade-off for the 40% consistency and EOD trail.
Both firms lock at SB+$100. See your exact lock threshold, current DD line, and worst trade you can survive. Intraday + EOD modeled.
Open calculator →ES / NQ / CL / GC and 25+ contracts. Get exact $ per tick, gross + net P&L, $ risk, R-multiple — in the units your firm reports.
Open calculator →This is the single biggest mechanical difference between the two firms.
Deep dive → Daily loss limit explained — the 4-archetype taxonomy across 2026 prop firms — MFFU sits in the rare "no DLL on any plan" archetype (with Topstep funded); Apex sits in the "DLL only if you picked EOD" archetype (the trail-mechanic-coupled design). Worked examples of how a $1,800-heat day plays out under each archetype.
Size it first → Position-size calculator — with no DLL on MFFU, the trailing drawdown is your only floor. Model contract count against stop distance and per-trade risk % before letting a runner breathe.
Apex's 30% rule is the strictest of any major firm. MFFU varies wildly by plan.
threshold × total / (1 − threshold). On Apex (30%): $4,000 total → best day cap $1,714. On MFFU Core (40%): $4,000 total → best day cap $2,667. On MFFU Rapid/Pro: no cap at all.
Deep dive → Consistency rule explained — where 30%, 40%, and 50% sit on the 2026 threshold axis — Apex's 30% is the cluster's strictest; MFFU Core's 40% sits between Apex and Topstep's 50%; MFFU Rapid/Pro are in the rare "no consistency rule at all" archetype. Includes the eval-only vs lifetime scope split that changes how the rule actually bites.
Paste your daily P&L. Apex 30% / MFFU Core 40% / Topstep 50% / custom presets. See if you're eligible and how much extra profit you need to balance the curve.
Open calculator →Core vs Rapid vs Pro, EOD vs intraday per plan, SB+$100 lock, no DLL, 40% consistency on Core, payouts every 5 days — the full MFFU reference.
Read the guide →Cash flow matters when you're scaling a funded account.
You take a long ES position. The market moves against you intraday and you're sitting on −$1,800 unrealized before reversing. By close you exit at −$200 realized. Account had $1,200 in profit headroom at the start of the day.
Key takeaway: MFFU Core's "no DLL + EOD trail" combination is the most permissive setup of any plan compared here — intraday volatility is essentially invisible to the firm.
You've made $5,000 total profit on the funded account. Your best day was $2,500.
Same trader, same days — Apex blocks for weeks of grind, MFFU Core blocks for a few days, MFFU Rapid unblocks today. If you trade in bursts and can't reliably grind small daily gains, Rapid is the structural fit.
Trail lock points, consistency thresholds, payout windows — Apex and MFFU look similar but the numbers differ. Aurafy auto-logs every futures trade from Tradovate / NinjaTrader / Sierra / Rithmic and shows you your real DD headroom, consistency ratio, and per-firm rule state in one dashboard. Free tier covers 30 days & 1 account, no card.
Try Aurafy free See the $19 founder offerYes — both allow it, each with their own per-account scaling rules. The most common mistake is mentally bringing one firm's rule set to the other firm's trade (e.g. applying Apex's 30% consistency cap to an MFFU Rapid account that has no cap). Keep them isolated mentally or in your journal.
Depends on your discipline. A DLL is forced risk management — if you have tilt-day habits, it stops you before things compound. If you have strong self-discipline and the freedom to ride trades is more valuable than the forced stop, no DLL is an edge. There's no objectively right answer — it's an honest self-assessment.
Apex with the EOD trail option is most similar to MFFU Core (same lock, same trail type, similar consistency strictness). Apex with the Intraday trail option is most similar to MFFU Rapid (same trail type, both lock at SB+$100). MFFU Pro has no Apex equivalent — there's no instant-funding option at Apex.
Drawdown, by a wide margin. DLL ends accounts on tilt days but a disciplined trader rarely sees one. Consistency blocks payouts but doesn't end accounts — you can keep trading. Trailing drawdown ends the account permanently. Spend 80% of your attention on the trail, 15% on consistency, 5% on DLL.
On a 100K account at both firms: drawdown is $3-4k. Once your EOD balance reaches $100,100 (starting balance + $100 safety net), the trail stops moving permanently. Your stop-out is fixed at $100,000 from that point on. Hit $100,099 on EOD → trail still trails. Hit $100,100 → trail is locked forever. The exact threshold matters — one EOD close above is the difference between a trail that still moves and one that never does again.
As of June 2026, yes. Apex 4.0 launched March 2026 with the choose-your-trail change and the $100 safety net lock. MFFU's Core/Rapid/Pro structure has been stable through 2026 with the no-DLL policy intact across all plans. Always verify on the firm's own rulebook before purchase — both firms update terms periodically.
No. Aurafy is independent. We don't take affiliate revenue from either firm, and we don't have a horse in this race. We make a trading journal that supports both because that's what futures traders pay for.
Apex 30% vs MFFU 40% sit two tiers apart on the same axis — the canonical concept-first explainer walks 30/35/40/50 tiers, eval-only vs lifetime scope, and the single-best-day ratio behind both firms' payout blocks.
Read →Deep dive on the Apex 4.0 rule set — trail mechanic, $100 safety net lock, 30% consistency, payouts.
Read →Three-plan breakdown, EOD vs intraday per plan, SB+$100 lock, no DLL anywhere, 40% Core consistency, 5-day payout cadence.
Read →The other half of the comparison — how Apex stacks up against Topstep on DLL, consistency, and trail mechanics.
Read →Ranked hub page covering Apex, Topstep, MFFU and trader-archetype picks ("I scalp", "I hold overnight", etc).
Read →What Apex's trail actually does each phase — intraday during eval, locks at SB+$100 at PA, EOD on payout-eligible accounts. The mechanic behind half of every Apex comparison.
Read →The third SB+$100 lock-family sibling — both Apex 4.0 and Tradeify lock the funded trail at SB+$100, but Apex shifts trail-type at purchase while Tradeify forks consistency-archetype (Advanced vs Straight) at signup. Worked examples of which sibling fits which trader.
Read →The third edge of the SB+$100 lock-family triangle — MFFU and Tradeify share the same lock floor, $0 activation and 5-day payout cadence, but fork on coupling shape: MFFU bundles trail-type + consistency per plan, Tradeify isolates consistency only. Bundle vs isolate, decided.
Read →Same SB+$100 lock floor as Apex-vs-MFFU, but the fork is choice rigidity, not consistency. Apex lets you pick a fresh EOD-vs-intraday trail per new account; Bulenox locks Option 1 vs Option 2 for the account's lifetime — misread your own discipline and the only fix is closing the account and paying fresh fees.
Read →The cross-family Apex pair where the consistency rule is identical (30%) but the SCOPE is opposite — Apex applies the 30% threshold on the funded PA forever; Earn2Trade drops it the moment you pass eval. Plus opposite sign-up economics (Apex upfront PA fee vs Earn2Trade fee-from-first-withdrawal). Useful if you're weighing "same rule, opposite lifetime" against MFFU's "40% on both phases" baseline.
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